Retirement Planning
Work to ensure the retirement you want, by planning all aspects of your future financial resources to match your desired lifestyle.
Retirement Planning
Build a Retirement You Don’t Need a Vacation From
Retirement isn’t just about stopping work — it’s about gaining freedom. Freedom to choose how you spend your time, where you spend your days, and who you spend them with. And while it may feel far off, the best time to start planning for it is now.
At Vida Financial Group, we help you design a retirement plan that supports the life you actually want — not just the one you can afford. Whether you’re just starting your career, hitting your peak earning years, or preparing to transition out of the workforce, we’ll help you make smart, strategic moves for every stage.
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The Three Phases of Retirement Planning
1. Accumulation:
This is where it all begins. Every dollar you save early in your career has decades to grow through the power of compounding. Even small, consistent contributions can build incredible momentum over time.
2. Pre-Retirement:
In your highest-earning years, strategy becomes everything. Your focus shifts toward maximizing savings, reducing taxes, and fine-tuning your portfolio for the next chapter — ensuring that the wealth you’ve built is positioned to work for you.
3. Retirement:
Now it’s about turning assets into income that lasts. The goal isn’t just to retire — it’s to stay retired comfortably. We’ll help you manage withdrawals, preserve capital, and ensure your money outlives you, not the other way around.
From RRSPs and TFSAs to CPP, annuities, and managed portfolios, there’s no shortage of tools — but what matters most is having a plan that fits your goals, lifestyle, and values.
Think of us as your guide — helping you navigate the complex world of retirement planning so you can enjoy your freedom with confidence and peace of mind.